You’ve worked hard for your life’s savings. And you protect what you value. Protect your assets from exposure due to an injury by a trespasser. Even the cost of defending yourself from a baseless lawsuit can wreck your plans. For a nominal cost, you can rest easier knowing you are covered.
Our group policy makes liability protection affordable while giving you peace of mind. With our group rate, you can secure $1 million in coverage/$2 million aggregate to protect yourself and your family.
[The policy will] “pay on behalf of the insured all sums which the insured shall become legally obligated to pay as damages because of bodily injury or property damage” caused by an occurrence arising out of the ownership or use of the designated timberland.
This legal obligation clause is a broad insurance statement that provides legal protection to landowners who may be held legally obligated or responsible for a negligent act. The legal liability coverage provided within the program is shaped by the exclusions and conditions presented in the policy.
We’ve built a program to provide affordable, comprehensive liability protection for timberland owners. To use the timberland liability insurance, the landowner must be a current member of the Alabama Forest Owners’ Association (AFOA).