Insured to Full Value

Insured to Full Value

Insured Value	Actual Value	Loss	Deductible	Deductible	Loss Paid	(Assuming No Salvage)
			5%	25%	5% Ded*	25% Ded*	*Remember to subtract the
$100,000	$100,000	$50,000	$5,000	$25,000	$45,000	$25,000	deductible

$500,000	$500,000	$250,000	$25,000	$125,000	$225,000	$125,000

$1,000,000	$1,000,000	$500,000	$50,000	$250,000	$450,000	$250,000



Did Not Insure To Full Value

Insured Value	Actual Value	Loss	Deductible	Deductible	Loss Paid With Co-Insurance and Deductible
			5%	25%	5% Ded*	25% Ded*	*Remember to subtract the
$50,000	$100,000	$50,000	$2,500	$12,500	$22,500	$12,500	deductible

$250,000	$500,000	$250,000	$12,500	$62,500	$112,500	$62,500

$500,000	$1,000,000	$500,000	$25,000	$125,000	$225,000	$125,000



Amount of Insurance Carried		X Loss=	Amount Paid by Insurer
Amount of Insurance Required		X Loss=	Amount Paid by Insurer


Amount of Insurance Carried = Insured Value
Amount of Insurance Required = Actual Value
Amount Paid by Insurer = Loss Paid